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Home > Powerboat Insurance

Powerboat Insurance in Chicago, IL



If you own a powerboat, having insurance is essential. Accidents can occur to your powerboat anytime, leading to high repair costs. Powerboat insurance can be an excellent way to protect yourself financially from accident-related expenses. Selecting the right policy may be confusing, but the agents at 1st American Insurance Agency are here to help guide you through the process. 


What Is Powerboat Insurance? 


Powerboat insurance is similar to standard boat insurance. It is financial protection from powerboat accidents while your vessel is on the water, docked or in storage. Most policies require you to pay an insurance premium to your provider in exchange for financial assistance following a covered accident. You also may be required to pay a deductible, an out-of-pocket cost you must cover after an accident before your insurance policy helps you out. 


What Does Powerboat Insurance Cover? 


Powerboat insurance tends to vary significantly among policyholders. The following are some popular coverage options typically included in policies:  

  • Water sports coverage
  • On-water towing coverage
  • Collision coverage
  • Liability coverage


Powerboat insurance policies may be tailored to include alternative options. The agents at 1st American Insurance Agency can assist you in learning more about how to customize your policy. 


Is Powerboat Insurance Required? 


Similar to standard boat insurance, Illinois does not require powerboat owners to carry insurance. However, some events, marinas or storage facilities may require you to have some form of proof of financial responsibility. Covering accident-related costs without powerboat insurance may be challenging to do. 


Where Can I Find Coverage? 


If you are a powerboat owner near Chicago, Illinois, the dedicated agents at 1st American Insurance Agency can assist you in learning more about powerboat insurance to help you select sufficient coverage for you and your toy vehicle. 


Contact our agency today at 773-467-2200 for additional coverage information. 
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Chicago, IL 60630

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