Auto Insurance in Chicago, IL
Auto insurance can help protect you financially if you are involved in an accident or your vehicle is damaged. If you’re unsure about your options in the market, 1st American Insurance Agency will help you find the most suitable policy.
What Do Auto Insurance Policies Cover? 
A standard auto insurance policy may provide the following coverages:
- Comprehensive coverage may cover your car’s repair costs after a fire, theft, vandalism or certain natural disasters.
- Collision coverage may cover damage to your car if you hit an object or vehicle.
- Liability coverage may be helpful if you’re deemed liable for causing bodily harm or destruction of property to a third party.
- Medical payments coverage may cover you and your passengers’ medical expenses following an accident.
- Uninsured/underinsured motorist coverage may cover medical bills and damage to your vehicle if you were hit by an at-fault driver with insufficient coverage.
Depending on your needs, you may choose to carry additional coverage such as for towing and roadside assistance or loss of use.
How Much Does Coverage Cost in Chicago, IL?
The cost of auto insurance in Chicago, IL can differ among insurers and may be influenced by the following factors:
- Your location
- The make, model and year of your vehicle
- Your driving record
- Your credit history
- Safety driving courses you may have taken
- Policy details (e.g., deductible and coverage limits)
Here are some tips on how you can lower your auto insurance premiums:
- Maintain a clean driving record.
- Reduce your coverage on older vehicles.
- Bundle your coverage with other policies, such as home insurance.
- Pay your premium annually.
- Consider a low mileage or pay-per-mile insurance program.
How to Get the Right Policy
Get in touch with 1st American Insurance Agency today to explore your options or request a quote.